Express Loan

Express Loan is a variant of Credit Loan service that offers loan to eligible users on the call itself. In this case when a low balance user tries to make a call, the system checks if the user is eligible for loan and the call is routed in real time towards the Loan platform.

Key Features


Allows an out of balance user to avail a loan and make that urgent call.


Just In Time Credit ensures call completion which otherwise would not have been possible.


Advance Rule Engine ensures only eligible users are offered loan.


Best in Class Recovery Engine ensuring near 100 % recovery of loaned amount.

mCarbon Tech Innovation was established in 2008 and started off focusing on core network value add services.


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